Free UK landlord tool
Free tenant application & credit check form
Send a prospective tenant a free application link, or order a credit check or full tenant reference straight away. Pay by card, no account required.
Comparing providers? See our tenant referencing service for what each check covers, how long it takes and how our prices compare, or go straight to a tenant credit check.
Members pay £7 and £17. Free account, no card
- Rated 4.1 out of 5 on Trustpilot10 reviews, read them all (opens in a new tab)
- Registered with the ICOData protection reg. ZC240896 (opens in a new tab)
- UK limited companyRentFig Ltd, no. 17437632 (opens in a new tab)
- HMRC-recognised for Making Tax DigitalOur landlord software, ref. E1Q7PL (opens in a new tab)
- Secure card payments by StripeYour card details go to Stripe, not us (opens in a new tab)
Application form
£0
Free for everyone
Send your prospective tenant a shareable link. Their completed application comes straight back to you — no account needed.
Credit check
£9
Includes:
- Credit history & adverse-credit search
- Soft search — no impact on the tenant's credit score
- Identity verification
- AML (anti-money-laundering) check
Full tenant reference
Most chosen£19
Everything in the credit check, plus:
- Income & affordability verification
- Employer & previous-landlord references
- Right to Rent check (England)
- Anti-fraud verification
Members save £2 on every check
Free RentFig account, no card. Every report is filed against the right tenancy.
Referencing 2–6 people for one property? HMO rooms, sharers, couples and guarantors — one form, one payment, 6% off full references.
Get your free application link
How it works
- 1
Get your free link
Enter your email and we'll generate a shareable application link instantly.
- 2
Tenant applies
Your prospective tenant completes the form. Their details come straight back to you — free.
- 3
Run a check (optional)
Choose a credit check or full reference, pay by card, and we handle the rest.
What landlords say
Reviews from landlords who've used it
- 5 out of 5 stars
Amazing
Amazing, cheap, professional friendly service. Will definitely use again! Takes the headache out of referencing tenants or paying extortionate agent fees.
ANNA · Trustpilot · 9 Sep 2026 - 5 out of 5 stars
Great referencing service
Great referencing service, easy to use and received report in 3 days. Much needed service in the current landlord market.
Ismail · Trustpilot · 13 Sep 2026 - 5 out of 5 stars
Very happy with the referencing report
Very happy with the referencing report, was very easy to use.
Roland · Trustpilot · 19 Sep 2026
What you get
See a sample report
This is the layout of a full tenant reference, filled in for a fictional applicant. A £9 credit check gives you the identity, credit and AML sections; the £19 full reference adds the rest.
Tenant Reference Report
Alex Morgan (fictional) · 10 Example Street · Ref. RF-SAMPLE-01
Overall: Pass
Valid for 90 days
Example only. Fictional applicant and data, shown to illustrate the report format.
Identity verification
£9 credit check and £19 full reference- Electronic identity match
- Pass
- Address history
- 3 addresses confirmed
Confirms the applicant is who they say they are, against electronic data sources. A full reference adds a passport or ID document check with a liveness selfie, through Yoti, a certified provider on the GOV.UK digital verification services register.
Credit profile
£9 credit check and £19 full reference- Credit score band
- Medium risk
- CCJs, defaults, bankruptcies
- None found
- Search type
- Soft search (no effect on their score)
Adverse credit is the most common reason a reference fails, so this is the first filter.
AML and watchlists
£9 credit check and £19 full reference- Anti-money-laundering alerts
- 0
- Sanctions matches
- 0
- Politically exposed person
- No
Screens the applicant against sanctions and PEP lists. Included free with either check unless you opt out when ordering.
Show the full reference sectionsHide the full reference sections
Income and affordability
£19 full reference- Verified annual income
- £40,000
- Monthly rent
- £1,100
- Rent as share of income
- 33%
- Maximum affordable rent
- £1,333 / month
Income is verified, not just declared, so you can see whether the rent is realistic.
Employer reference
£19 full reference- Employment confirmed
- Yes, permanent
- Role
- Staff nurse
- Start date
- Mar 2023
The employer is contacted directly to confirm the job and salary.
Previous landlord reference
£19 full reference- Rent paid on time
- Yes
- Damage or complaints
- None
- Would let to them again
- Yes
The question that matters most, answered by the person who last let to them.
Right to Rent and anti-fraud
£19 full reference- Anti-fraud verification
- Pass
- Right to Rent
- Passed
- Status
- UK citizen, no time limit
Document checks with a liveness selfie, plus a document-based Right to Rent check, which a landlord is legally responsible for in England.
Analyst conclusion
Applicant passes on identity, credit, affordability and references for the rent stated. Every report ends in a clear Pass or Fail, with the detail behind it, so you can decide what to do next (for example, ask for a guarantor).
Prefer a form? Apply online or download the PDF
Either version collects everything you need to assess an applicant before deciding whether to run a check: full name and date of birth, contact details, current and previous address, employment status and employer contact, gross annual income, current or previous landlord reference, a CCJ/adverse-credit declaration, and the tenant's written consent to a credit check.
Use it either way — both are free, with no account and no subscription:
- Online form: enter your email, send the applicant a link, and their completed application comes straight back to you. If it looks right, run a £9 credit check or £19 full reference in one click.
- Printable form: a fillable PDF version of the same tenant reference request form, including the consent declaration — print it or email it to the applicant.
Simple, per-check pricing
Credit check
£9
Includes:
- Credit history & adverse-credit search
- Soft search — no impact on the tenant's credit score
- Identity verification
- AML (anti-money-laundering) check
Full tenant reference
£19
Everything in the credit check, plus:
- Income & affordability verification
- Employer & previous-landlord references
- Right to Rent check (England)
- Anti-fraud verification
Members pay less on every check and keep references organised against each tenancy. Start free.
Members can also refer another landlord: they get £2 off their first full reference, you get £3 off your next one — £14 for a full reference.
The application form is always free. Credit checks can be back the same day; full references usually take up to 7 working days. See how our prices compare with other providers.
Is there a free tenant credit check form?
Yes — the application form itself is free, with no account needed. It collects everything you need to decide whether to run a paid credit check (£9) or full reference (£19) next.
Can landlords do a credit check for free?
Not a genuine one — credit data comes from licensed credit reference agencies that charge for access. What's free is collecting the application; the check itself is £9, with no subscription.
What's included at each level
Start with the free application form, then add a credit check or full reference when you're ready.
| Check | Free form £0 | Credit check £9 | Full reference £19 |
|---|---|---|---|
| Tenant's full application details | Included | Included | Included |
| Electronic identity check (part of AML) | Not included | Included | Included |
| AML (anti-money-laundering) check | Not included | Included | Included |
| Credit history & adverse-credit search | Not included | Included | Included |
| Soft search — no impact on credit score | Not included | Included | Included |
| Income & affordability verification | Not included | Not included | Included |
| Employer & previous-landlord references | Not included | Not included | Included |
| Right to Rent check (England) | Not included | Not included | Included |
| Anti-fraud verification | Not included | Not included | Included |
| Typical turnaround | When tenant submits | Can be same day | Usually up to 7 working days |
| Price | Free | £9 £7 members | £19 £17 members |
Every check is run online through our UK referencing partner, who contacts the applicant directly to collect their details and consent. You only pay when you choose to run a check.
Free credit check for tenants — what landlords should know
The tenant application form is genuinely free — you can collect a prospective tenant's full details, employment and address history at no cost, with nothing to pay unless you decide to run a check. A proper tenant credit check, though, isn't free anywhere credible: the data comes from a licensed credit reference agency, so “free tenant credit check” services usually show little of real use. RentFig keeps it honest and low-cost at £9 per credit check (£7 for members) — the cheapest published credit check we know of from a provider that sells to landlords directly.
What a £9 tenant credit check covers
- An electronic identity and AML (anti-money-laundering) check — verified against data sources, not documents
- Full credit history and adverse-credit search (CCJs, defaults, bankruptcies)
- A soft “quotation” search — no impact on the tenant's credit score
- Available for a tenant or a guarantor
Turnaround: a credit check can be back the same day once the applicant has completed their form; a full reference usually takes up to 7 working days, because it waits on the applicant's employer and previous landlord replying. As soon as you order, our UK referencing partner contacts the applicant to securely collect their details and consent, and the report is ready once they've completed their part.
Data protection
Your applicant's data, looked after
Referencing means handling someone's personal and financial details. Here's how that's done.
The applicant gives consent themselves
Our UK referencing partner contacts your applicant directly to collect their details and consent before any check runs. Anything they're asked to upload goes straight to the referencing partner, not through your inbox.
Soft search only
Checks use a soft search, visible only to the applicant on their own credit file. It doesn't affect their credit score.
Encrypted in transit and at rest
Reports and application details are encrypted when they travel over the internet and when they're stored. The finished report is sent to the landlord who ordered it.
ICO-registered UK company
RentFig Ltd is registered with the Information Commissioner's Office (ZC240896) and with Companies House (17437632).
Check the ICO register (opens in a new tab)Clear rules on who sees it and for how long
Our privacy notice sets out who processes referencing data, why, and how long it's kept.
Read the privacy notice
Free form and credit check — FAQ
- Is the tenant application form really free?
- Yes. You enter your email, we give you a shareable link, and your prospective tenant fills in their application — at no cost. You only pay if you choose to run a credit check or full reference afterwards.
- What's the difference between a credit check and a full reference?
- A credit-only check (£9) covers the applicant's credit history plus an electronic identity and anti-money-laundering check. A full tenant reference (£19) adds income and affordability, employer and previous-landlord references, a digital Right to Rent check and anti-fraud checks for a complete picture. Both run online.
- Is there a free tenant credit check form?
- Yes — the tenant credit check form is free in both versions. Online, you enter your email and send the applicant a link (no account needed); their completed application comes straight back to you. There's also a free downloadable tenant reference request form (PDF) you can print or email, which collects the same details plus the tenant's written consent to a credit check. Either way you only pay if you then choose to run the check itself (£9).
- Do I need the tenant's consent before a credit check?
- Yes — get the applicant's written agreement before you run a credit check, and tell them what will be checked and why. RentFig's tenant credit check consent form covers this automatically: every application, online or the printable landlord credit check form (PDF), includes a written consent declaration right next to the applicant's details, so there's no separate consent form to chase. Submitting the application is how the tenant gives consent for the check that follows.
- Can landlords run a credit check for free?
- Not a genuine one — for landlords there is no truly free tenant credit check, because credit data comes from licensed credit reference agencies that charge for access. What landlords can do for free is collect the application: RentFig's form is free, with no account and no subscription. If the application looks right, a full credit check is £9 (£7 for members) — among the cheapest in the UK — using a soft search that doesn't affect the tenant's score.
- Is there a free credit check for tenants?
- The tenant application form is free — you can collect an applicant's full details at no cost. A genuine credit check is not free anywhere reliable, because the data comes from a licensed credit reference agency, so “free tenant credit check” services tend to show little of use. RentFig runs a full tenant credit check for £9 (£7 for members) — among the cheapest in the UK — using a soft search that doesn't affect the tenant's credit score. A credit check can be back the same day once the applicant has completed their form.
- Does the credit check affect the tenant's credit score?
- No. Tenant referencing uses a soft 'quotation' search, which is only visible to the tenant on their own report and does not affect their credit score, no matter how many they have.
- Do I need a RentFig account?
- No account is needed for the free form or to run a one-off check by card. RentFig members pay a lower price per check and keep every reference organised against the tenancy automatically.
- Who collects the sensitive details for the check?
- When you run a check, our referencing partner emails the tenant directly to securely collect and consent to the information needed. That keeps the most sensitive data out of the free form.
Built for UK landlords
RentFig is property management software for UK landlords — tenancies, compliance, rent chasing, accounting and referencing in one place. Free plan for up to 2 tenancies.
Want the whole pipeline in one place? See how RentFig's tenant onboarding software lets you automate tenant onboarding — application links, document collection and one-click referencing.