Do I need an HMO licence in Havering?

Possibly. On top of the national mandatory HMO licence, Havering runs 2 additional or selective schemes that can require a licence for smaller HMOs or even single-household rentals. Check the scheme details above against your property's address.

Which property licensing schemes are active in Havering?

Havering has 2 schemes in force on our register: Borough-Wide Additional HMO Licensing Scheme (from 18 March 2026); New Selective Licensing (7 Wards) and Borough-Wide Additional HMO Licensing from 18 March 2026 (from 18 March 2026). Each can require a licence beyond the national mandatory HMO rules. Check the scheme details and council links above against your property's address.

How many tenants make a property an HMO in Havering?

The national test is the same across England: 5 or more occupants from 2 or more separate households sharing a kitchen, bathroom or toilet need a mandatory licence. Havering's own scheme(s) can set a lower threshold — see the schemes listed above.

What's the penalty for an unlicensed HMO in Havering?

Letting an unlicensed HMO in Havering can mean a civil penalty of up to £40,000 per offence or prosecution (which can mean an unlimited fine and a criminal record) — a civil penalty is an alternative to prosecution, not an addition to it. The maximum penalty rose from £30,000 for offences from 1 May 2026, under the Financial Penalties (Housing Offences and Breach of Banning Orders) Regulations 2026 (SI 2026/319), made under section 249A of the Housing Act 2004. Tenants (or the council) can also apply for a Rent Repayment Order of up to 2 years' rent for offences from 1 May 2026 (12 months before then).

How much is an HMO licence in Havering?

London Borough of Havering charges £1,329 for a first mandatory HMO licence on a 5-bedroom, 5-person HMO (standard fee, no discounts), checked on the council's own fee schedule on 14 October 2026. Fees change, usually each April, so confirm with the council before you apply. See how this compares with other councils in our HMO licence fees index.

Where do I apply for an HMO licence in Havering?

HMO licence applications in Havering are handled by London Borough of Havering. Use the official scheme links above for the current rules and the application route.

Havering HMO licensing guide

Havering HMO licence — do you need one?

You need a mandatory HMO licence in Havering if 5 or more people from 2 or more households share a kitchen, bathroom or toilet. Havering's 2 licensing schemes can also cover smaller lets (details below). London Borough of Havering's standard fee is £1,329 for a 5-bedroom, 5-person HMO. Apply to London Borough of Havering using the official links below.

Which licence do you need in Havering?

England runs three separate regimes. More than one can apply to the same property.

Mandatory HMO licenceExplained on this page5 or more occupants from 2+ households sharing a kitchen, bathroom or toiletApplies everywhere in England
Additional HMO licensingSmaller HMOs the national rules miss — council-designatedIn force in Havering
Selective licensingANY privately rented home in a designated area — including single-family letsIn force in Havering · See selective licensing in Havering

Active and upcoming schemes

Sourced from Havering announcements and tracked by our weekly scanner. Last checked 22 October 2026. Always verify directly with the council before applying.

Additional HMOEffective: 18 March 2026

Borough-Wide Additional HMO Licensing Scheme (from 18 March 2026)

Alongside its new selective scheme, Havering introduced a borough-wide additional HMO licensing scheme from 18 March 2026, covering all smaller HMOs not subject to mandatory licensing.

Read the original announcement →

SelectiveEffective: 18 March 2026

New Selective Licensing (7 Wards) and Borough-Wide Additional HMO Licensing from 18 March 2026

Havering launched both a selective licensing scheme covering 7 of its 20 wards (Beam Park, Harold Wood, Rainham & Wennington, Rush Green & Crowlands, Squirrels Heath, St Alban's and St Edwards) and a borough-wide additional HMO licensing scheme, both from 18 March 2026. Both schemes aim to improve housing standards and protect tenants from rogue landlords.

Read the original announcement →

National mandatory HMO rules (apply everywhere in England)

Regardless of any Havering-specific scheme, you also need to comply with the national mandatory HMO licensing rules under the Housing Act 2004:

5 or more occupants from 2 or more separate households sharing a kitchen, bathroom or toilet → mandatory HMO licence required.
A household = single person, couple, or family unit. Unrelated sharers each count as a separate household.
Letting an unlicensed HMO can mean a civil penalty of up to £40,000 (up from £30,000 for offences from 1 May 2026) or prosecution, plus a Rent Repayment Order of up to 2 years' rent for offences from 1 May 2026 (12 months before then).

Run the free HMO checker

Licence fee: £1,329 for a first mandatory HMO licence (5-bedroom, 5-person HMO, standard fee) — council source, checked 14 October 2026. Compare HMO licence fees across 71 councils

Manage the HMO in RentFig — rooms, licensing checks, certificates.

HMO licensing in Havering — FAQ

Do I need an HMO licence in Havering?: Possibly. On top of the national mandatory HMO licence, Havering runs 2 additional or selective schemes that can require a licence for smaller HMOs or even single-household rentals. Check the scheme details above against your property's address.
Which property licensing schemes are active in Havering?: Havering has 2 schemes in force on our register: Borough-Wide Additional HMO Licensing Scheme (from 18 March 2026); New Selective Licensing (7 Wards) and Borough-Wide Additional HMO Licensing from 18 March 2026 (from 18 March 2026). Each can require a licence beyond the national mandatory HMO rules. Check the scheme details and council links above against your property's address.
How many tenants make a property an HMO in Havering?: The national test is the same across England: 5 or more occupants from 2 or more separate households sharing a kitchen, bathroom or toilet need a mandatory licence. Havering's own scheme(s) can set a lower threshold — see the schemes listed above.
What's the penalty for an unlicensed HMO in Havering?: Letting an unlicensed HMO in Havering can mean a civil penalty of up to £40,000 per offence or prosecution (which can mean an unlimited fine and a criminal record) — a civil penalty is an alternative to prosecution, not an addition to it. The maximum penalty rose from £30,000 for offences from 1 May 2026, under the Financial Penalties (Housing Offences and Breach of Banning Orders) Regulations 2026 (SI 2026/319), made under section 249A of the Housing Act 2004. Tenants (or the council) can also apply for a Rent Repayment Order of up to 2 years' rent for offences from 1 May 2026 (12 months before then).
How much is an HMO licence in Havering?: London Borough of Havering charges £1,329 for a first mandatory HMO licence on a 5-bedroom, 5-person HMO (standard fee, no discounts), checked on the council's own fee schedule on 14 October 2026. Fees change, usually each April, so confirm with the council before you apply. See how this compares with other councils in our HMO licence fees index.
Where do I apply for an HMO licence in Havering?: HMO licence applications in Havering are handled by London Borough of Havering. Use the official scheme links above for the current rules and the application route.

Referencing tenants for your Havering HMO?

Licensed HMOs mean more tenants to vet. Start with RentFig's free tenant credit check form — free, no account needed — then run tenant referencing from £9 per tenant: a credit check, or a £19 full reference with Right to Rent. Pay per check, no subscription.

Stay on top of HMO compliance with RentFig

RentFig tracks every HMO licence renewal alongside gas safety, EICR, EPC, fire alarm tests and right-to-rent checks. Email reminders, audit trail, AI assistant on WhatsApp. Free for one property.

Start free See features

HMO licensing in other councils

Compare Havering with other areas we track.

View all councils we track →

Disclaimer: This page is an indicative guide based on publicly announced Havering schemes and the Housing Act 2004 standard test. It is not legal advice. Council schemes change frequently — always confirm the current position with London Borough of Havering before letting or applying for a licence.