How much does Lendlord cost?

As checked on 13 October 2026, Lendlord's UK plans are a free tier at £0, Premium at £12/mo or £99/year, and Premium Plus at £36/mo or £25/mo billed annually. Note that Premium's £99 is the total for the year, not a monthly equivalent — it works out around £8.25/mo, which is cheaper than paying monthly. Lendlord serves different plan pages by region, so make sure you are looking at the UK one. (Disclosure: RentFig is our product.)

Is Lendlord a competitor to RentFig?

Only partly, and it is worth being straight about that. Lendlord is built around the financing side of being a landlord — and, unlike RentFig, it can actually arrange the mortgage, analyse a deal and source the next purchase. RentFig is built around running the tenancies you already have: rent, compliance certificates, licensing, referencing. The overlap is larger than it first looks, though: RentFig also tracks mortgages and loans, alerts you when a fixed rate is ending, and handles a remortgage including fees and the completion statement. The two products answer different questions, and a growing investor could reasonably use both.

Which is cheaper, RentFig or Lendlord?

RentFig Starter is £9/mo against Lendlord Premium at £12/mo, so we are cheaper month to month — but Lendlord's £99/year works out around £8.25/mo, which undercuts us slightly if you pay annually. Comparing on price alone is misleading here, though: the products do different jobs, and Lendlord's £150 broker fee discount would outweigh the entire annual subscription difference if you happen to take out a mortgage through them.

Does Lendlord handle compliance certificates?

Yes — Lendlord's UK Premium and Premium Plus plans now list compliance as included, through a Compliance Hub. Check its own site for exactly what it tracks. If your main worry is gas safety, EICR and EPC expiry dates, deposit protection deadlines, right-to-rent checks and whether your council has brought in a licensing scheme, that is the job RentFig is designed around — and we track those against English law specifically, including the Renters' Rights Act changes from 1 May 2026. If your main worry is whether to remortgage before your fixed rate ends, RentFig will warn you the rate is ending and record the remortgage once it happens — but Lendlord can also analyse the options and arrange the loan, which we cannot.

Can I use both RentFig and Lendlord?

Yes, and for a portfolio landlord who is actively buying, that is a fairly sensible combination — Lendlord for the financing and acquisition side, RentFig for the letting and compliance side. The obvious cost is double subscriptions and keeping property records in two places. If you are not actively acquiring, most of Lendlord's value sits idle, and if you never deal with statutory certificates or tenants directly, most of ours does.

RentFig vs Lendlord: Landlord Software Compared (2026)

These two are often listed side by side, but they answer different questions. RentFig runs the letting end to end — tenancies set up through a guided wizard, rent chasing, statutory compliance, referencing and AI-matched bookkeeping, plus Section 8 and Section 13 notices on the official forms and the WhatsApp assistant on Standard (£29/mo). Lendlord is built around financing — deal analysis, sourcing and arranging the next mortgage. If you are choosing between them, the deciding factor is which of those is currently costing you time.

At a glance

Lendlord details were checked against their UK plan page on 13 October 2026, in a browser, with the billing toggle flipped both ways. Note that Lendlord serves different plan pages by region — the figures below are the UK ones. Confirm anything load-bearing on their own site.

RentFig compared with Lendlord for UK landlord software, by feature
Feature	RentFig	Lendlord
What it's built around	Letting and compliance — tenancies, rent, statutory certificates	Financing and portfolio growth — mortgages, deal analysis, sourcing
Entry paid plan	Starter £9/mo — 10 tenancies	Premium £12/mo, or £99/year
Top plan	Business £79/mo — 60 tenancies, then £1.25 per extra	Premium Plus £36/mo, or £25/mo billed annually
Free tier	Free forever — 2 tenancies, 1 portfolio	Free plan — basic portfolio and tenant management, up to 5 documents
Mortgage and loan tracking	Yes — Loans & Mortgages ledger: lender, balance, rate and rate type, monthly payment, fixed-rate end date	Yes — the core of the product
Fixed-rate expiry alerts	Yes — a dashboard reminder when a fixed rate is ending	Yes — refinance alerts
Remortgaging	Yes — settles the old loan, records fees and the solicitor's completion statement, links bank transactions	Yes, and it can arrange the mortgage itself
Arranging the mortgage	No — we track your finance, we don't broker it	Yes — it is a broker as well as software
Deal analysis and sourcing	No	Yes — deal analyser and property sourcing with unlimited alerts
Broker incentives	None	£150 broker fee discount and £150 bridging arrangement fee discount
Mortgage interest for tax	Yes — a mortgage-interest report built for the Section 24 finance-cost credit	Making Tax Digital submissions included on Premium
Statutory compliance tracking	Yes — gas, EICR, EPC, deposits, right to rent, licensing, on English deadlines	Compliance Hub — listed as included on Premium and Premium Plus
Statutory notices	Standard (£29/mo) and above: Section 8 (Form 3A) and Section 13 rent increases (Form 4A) pre-filled from your tenancy data, on the official forms	Not advertised
Guided tenancy setup	A 9-step guided wizard that builds the statutory document pack and auto-attaches compliance certificates	Tenancy agreements (10 a month on Premium, unlimited on Premium Plus) with digital signatures
AI assistant	AI Mode on every paid plan (monthly credit allowance), the WhatsApp assistant on Standard (£29/mo) and above, and AI-matched bookkeeping	Lendlord AI — deal analysis and portfolio insights, message-capped by plan
Tenant referencing	Built in — £9 credit check, £19 full reference (£7 / £17 with a free account)	Not part of the subscription
Open banking	Yes — live bank feeds: 1 connection on Standard, 3 on Business, extra connections £3/mo	Yes — 3 accounts on Premium, unlimited on Premium Plus
Best for	Landlords whose day-to-day problem is letting, chasing rent and staying compliant	Investors whose day-to-day problem is financing, refinancing and buying the next one

Lendlord figures from lendlord.io/uk-plan, checked 13 October 2026. RentFig figures are our own (disclosure: RentFig is our product).

Price, and why it's the wrong thing to decide on

Month to month we are cheaper — £9 against £12 — but Lendlord's £99/year works out at roughly £8.25/mo, which undercuts us if you pay up front. Premium Plus is £36/mo, or £25/mo billed annually.

That comparison is close to meaningless in isolation, though, and one number shows why: Lendlord advertises a £150 broker fee discount on a first mortgage application, and another £150 off a bridging arrangement fee. If you actually take out a mortgage through them, that single discount is worth more than a year of either subscription. Conversely, if you never remortgage, it is worth nothing. Price is not what should decide this one.

What Lendlord does that we don't

The gap is narrower than the two products' marketing suggests, so it is worth being precise. RentFig does track mortgages: there is a Loans & Mortgages ledger holding the lender, balance, rate and rate type, monthly payment and fixed-rate end date; a dashboard reminder that fires when a fixed rate is ending; a remortgage flow that settles the old loan, captures the fees and the solicitor's completion statement; and a mortgage-interest report built for the Section 24 finance-cost credit.

What we don't do is arrange the mortgage. Lendlord is a broker as well as software — that is where its £150 broker fee discount and £150 bridging arrangement fee discount come from, and we have no equivalent. Nor do we offer a deal analyser or property sourcing: modelling a purchase and comparing yields before bidding are genuinely outside what RentFig does.

Both have open banking live. Lendlord connects up to 3 accounts on Premium and unlimited on Premium Plus; RentFig's bank feeds connect 1 account on Standard and 3 on Business, with extra connections at £3/mo.

What we do that they don't

The day-to-day business of actually running a tenancy. Lendlord's Premium plans now include a Compliance Hub, so compliance is no longer ours alone — but statutory compliance is still where RentFig goes deepest: gas safety, EICR, EPC, deposit protection, right to rent and council licensing schemes, each tracked against English deadlines with reminders before they expire. Get one of those wrong and the penalties are large — the civil penalty cap for licensing offences rose to £40,000 on 1 May 2026.

Then there is rent chasing, tenant communication, document storage against the right tenancy, and referencing built in at £9 for a credit check or £19 for a full reference. Lendlord doesn't include referencing in its subscription.

What you get with RentFig

The letting side is the whole product for us. Here's what ships with RentFig — the plan each feature needs is noted where it isn't Starter:

Tenancy setup wizardNine guided steps that build the statutory document pack — EPC, gas safety, EICR, privacy notice — attach the right compliance certificates automatically, and track anything you postpone.
Section 8 notice builderPre-fills the official Form 3A from your tenancy data, with the post-Renters'-Rights-Act grounds and notice periods built in. Since Section 21 ended, this is the form that matters. Standard (£29/mo) and above.
Section 13 rent increase wizardPre-fills the official Form 4A, with the once-a-year and two-months'-notice rules applied for you. Standard (£29/mo) and above.
WhatsApp assistantRun your portfolio from WhatsApp — ask about arrears, send a tenant their statement, update rent chasing — without opening the app. Included on Standard (£29/mo) and above.
AI ModeAn assistant inside RentFig that reads your actual portfolio — profit and loss, documents, compliance knowledge base — and proposes actions you approve before anything happens. Included on every paid plan with a monthly credit allowance; top-ups available.
AI-matched bookkeepingBank transactions matched to the right tenancy and category for you, receipts auto-merged, and an AI accountant that can read your books.
Referencing built in£9 credit check or £19 full reference (£7 / £17 with a free account), with a free application form — no separate provider needed.
A live licensing registerHMO and selective licensing schemes tracked weekly across English councils, so a new designation on your street doesn't arrive as a £40,000 surprise.

See every feature

Honestly? Some people should use both

If you are actively acquiring and also self-managing what you already own, the two products complement each other more than they compete — Lendlord for the financing side, RentFig for the letting side. The cost is two subscriptions and property records kept in two places. If you are not buying, most of Lendlord's value sits idle; if you use a managing agent and never touch a certificate, most of ours does.

FAQ

How much does Lendlord cost?: As checked on 13 October 2026, Lendlord's UK plans are a free tier at £0, Premium at £12/mo or £99/year, and Premium Plus at £36/mo or £25/mo billed annually. Note that Premium's £99 is the total for the year, not a monthly equivalent — it works out around £8.25/mo, which is cheaper than paying monthly. Lendlord serves different plan pages by region, so make sure you are looking at the UK one. (Disclosure: RentFig is our product.)
Is Lendlord a competitor to RentFig?: Only partly, and it is worth being straight about that. Lendlord is built around the financing side of being a landlord — and, unlike RentFig, it can actually arrange the mortgage, analyse a deal and source the next purchase. RentFig is built around running the tenancies you already have: rent, compliance certificates, licensing, referencing. The overlap is larger than it first looks, though: RentFig also tracks mortgages and loans, alerts you when a fixed rate is ending, and handles a remortgage including fees and the completion statement. The two products answer different questions, and a growing investor could reasonably use both.
Which is cheaper, RentFig or Lendlord?: RentFig Starter is £9/mo against Lendlord Premium at £12/mo, so we are cheaper month to month — but Lendlord's £99/year works out around £8.25/mo, which undercuts us slightly if you pay annually. Comparing on price alone is misleading here, though: the products do different jobs, and Lendlord's £150 broker fee discount would outweigh the entire annual subscription difference if you happen to take out a mortgage through them.
Does Lendlord handle compliance certificates?: Yes — Lendlord's UK Premium and Premium Plus plans now list compliance as included, through a Compliance Hub. Check its own site for exactly what it tracks. If your main worry is gas safety, EICR and EPC expiry dates, deposit protection deadlines, right-to-rent checks and whether your council has brought in a licensing scheme, that is the job RentFig is designed around — and we track those against English law specifically, including the Renters' Rights Act changes from 1 May 2026. If your main worry is whether to remortgage before your fixed rate ends, RentFig will warn you the rate is ending and record the remortgage once it happens — but Lendlord can also analyse the options and arrange the loan, which we cannot.
Can I use both RentFig and Lendlord?: Yes, and for a portfolio landlord who is actively buying, that is a fairly sensible combination — Lendlord for the financing and acquisition side, RentFig for the letting and compliance side. The obvious cost is double subscriptions and keeping property records in two places. If you are not actively acquiring, most of Lendlord's value sits idle, and if you never deal with statutory certificates or tenants directly, most of ours does.

Disclosure: RentFig publishes this comparison and RentFig is our own product. Lendlord does several things we don't do at all, and its annual price undercuts ours — both are stated above rather than buried. Prices change; check both sites.

RentFig vs Lendlord